Medical Legal (Medicolegal) Assessments

Working with both plaintiff and defence counsel, our highly experienced assessors deliver transparent, evidence-based medical reports, opinions and evaluations to the courts, helping lawyers to better quantify the impact of their findings and determinations.

Insurance Medical Assessment

Insurers require accurate, unbiased information to make best possible decisions. Our highly specialized roster of 1500+ regulated healthcare professionals helps insurers succeed by producing high-quality, evidence-based, credible reports, medical opinions, evaluations.

Neurology (Neurological) Assessment

A neurological examination is a comprehensive process that requires a trained healthcare provider’s expertise. The specific steps and assessments performed may vary depending on the patient’s age, condition, and presenting symptoms.

Insurance Medical Assessment

Insurance companies require a complete medical assessment for new members. Our outstanding practitioners are fully equipped and experts in their fields to assist you with your insurance medical assessment.

Insurance companies use a process called underwriting that determines applicant’s’ risk, including life expectancy. This helps insurers accurately price life insurance policies to protect themselves financially. It also helps prevent healthy people from paying extra to subsidize the unhealthy. Healthier applicants are more likely to receive lower insurance rates. And those with health problems and those who are older will pay more or possibly be denied coverage for insurance coverage. A large part of the underwriting process involves collecting information about the applicant’s health. A fully guaranteed policy takes into account all medical and personal information. This usually includes a medical exam to confirm your information and determine if you have any health conditions that could affect your life expectancy. The insurance company requires an independent insurance medical assessment for this because they do not agree with your treating doctor’s decision about the course of your medical treatment (especially if your doctor recommends surgery or other expensive procedures) or the extent of any permanent disability.

When you purchase life insurance, the carrier completes an underwriting process to determine your risk class and the rate you will pay for the coverage. Often, part of the underwriting process is a life insurance medical assessment. The exam helps the insurance company determine the health and death risk. While a medical exam can be frustrating, understanding the process and the reason behind it can help you prepare for this part of the life insurance buying experience. Medical assessment is a standard part of many life insurance practices and can usually be performed at your home, workplace or medical facility.

Insurance Medical Assessment in Canada
Insurance Medical Assessment Canada

Insurance Medical Assessment in Canada

Insurance medical assessment helps insurance carrier determine risk level when you buy a life insurance policy, your premium rate for life insurance coverage is determined in part by this level of risk. For example, if you are in good health, your premiums will be lower because your risk is lower. If you have health or medical problems that could shorten your lifespan, the insurance company will charge a higher premium to account for your higher risk.

When you apply for your life insurance policy, you will answer some questions about your overall health. Medical assessment may also be required to better understand your health status and class rank. If you’re healthy, a medical examination often helps you get more attractive rates and coverage options.

Medical assessment, typically referred to as a paramedical examination, is a standard part of both life and disability insurance. It not only confirms the information you provided to the carrier when you first applied, but it can also reveal new information that could affect your premium.

So Why Synoptic?

We want to establish lasting relationships with our patients based on mutual trust and respect. At Synoptic Medical, you can rest assured that your health is in good hands. Know and trust that your practitioner cares about your health and well-being and will do their best to ensure your comfort.

Receiving high-quality professional healthcare has never been easier. Contact us today to schedule a consultation with one of our outstanding practitioners.

What Kind of Tests Are Used?

Stress ECG
The test monitors your heart rate, blood pressure, and electrical impulses in your heart while you are active. It measures your vitals and identifies inconsistencies that may indicate a problem.

Laboratory Tests
Laboratory tests are necessary to diagnose many health problems.

We may also order a diabetes screening, thyroid scan, or lipid panel if there is an increased risk of heart attack, stroke, or heart disease.

Visual Exam
Some common conditions have visually manifested symptoms. Your practitioner will check your body for any visual signs of illness and flag any potential problems they find.

Physics Exam
This part of the assessment requires a manual assessment.

A insurance medical assessment doesn’t require you to give up an entire day. It may take a short time depending on which tests are included. Using your physical exam information helps the risk bearer determine whether to approve your application and how much they will charge you for your insurance policy. As a result, a life insurance physical exam is a step you should most likely take before getting a life insurance policy. In addition, especially if there are controversial issues or questions raised by the insurance company, the doctor will write a report containing the conclusions and opinions from the assessment in response.

What Kind of Tests Are Used

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